We are here to educate you about Federal Student Loan Forgiveness programs and guide you through the application process.
The William D. Ford Act (2010)
Tell us all about your experience with your student loans. We will guide you into the William D Ford act and save you thousands of $$$.
There are many different Income Driven Repayment programs. With your input we can determine which program is best for you!
We guarantee you will get lower payments based on your income. Most people only pay about 10% of what they are currently paying for the standard repayment plan.
Standard repayment of your federal student loan is 10 years or 120 months in which you pay principle and interest. A $40,000 loan at 6.5% interest is a payment of $454 a month
Your monthly payment will be 10% of your discretionary income. Any outstanding balance will be forgiven in 240 months.
Must be a new borrower after October 1st 2007. Any outstanding balance will be forgiven after 240 months. Monthly payments will be 10% of your discretionary income.
SAVE plan is slated to go into effect July of 2024. This plan will replace the REPAYE plan. The SAVE plan has a repayment at 5% of your discretionary income.
PSLF or Public Service Loan Forgiveness is a plan for people who work in the public sector including Police, Fire, Hospital employees, etc. Loan forgiveness is based on 120 months.
A good option for POSLF, this plan's monthly payments is 15% of your discretionary income. Loan forgiveness takes place after 240 months.
Any outstanding balance will be forgiven after 300 months. Monthly payments are based on 20% of your discretionary income.
We are here to help
Our customer service team will do their best to provide the best possible and helpful answers for the issues you’re having. It always helps to have a 2nd pair of eyes and a trusted professional opinion.
Many of us have Federal Student Loans and are also enrolled into these programs. We have applied, enrolled and re-certified, and we can properly advise you to do the same, as long as it's a good fit.
Our experienced with Student Loan Reduction Center was phenomenal! We had Michael Alston come into our hospital and speak to our fellow nurses, Michael was super simple to understand and his educational approach was great and all our associates gained tremendous value from his presentation. I continue to tell all my clients about this company and the good things they are doing.
we had an informative and entertaining presentation from SLRC at our first Lifeline college night which was hosted by our church. We learned so much about life transforming principles that potentially can change our financial status. Many of our parishioners signed up and reduced their student loan payments
I really, really appreciate all u have done on my behalf. Thank you so much. What a blessing u have been to me. I will be sure to pay it forward one day :))
It’s a good program. Anything I need, I can call them. If I have any concerns, My Educations Solutions is there for me. They always call me and I’m saving a lot.
I graduated from Texas Tech. With My Educations Solutions, I saved about $500 a month and with My Educations Solutions on my side I am able to buy a home this year for the first time ever. It’s amazing!