Student Loan Reduction

2023 Borrower Defense Guide

The Borrower’s Defense Against Repayment Program is one of the fastest, easiest, and best ways to get rid of outstanding Federal Student Loans, without having to pay for them! I want to assure you that the Borrower’s Defense to Repayment Program remains one of the ONLY options for many student loan borrowers, and by far the best option for those of you who went to a school that tricked you into borrowing money for their program based on lies, deceptions, false marketing practices, etc. For help with FEDERAL Student Loans: Call the Student Loan Relief Helpline at 866-281-0670

"We are here to educate you about Borrowers Defense and guide you how to file a claim against your school ."

90% of Americans qualify for studen loan federal assistance benefits - check your eligiblity today.

For help with FEDERAL Student Loans: Call the Student Loan Relief Helpline at 866-281-0670. They will review your case, evaluate your options for switching repayment plans, consolidating your loans, or pursuing forgiveness benefits, then set you up to get rid of the debt as quickly as possible.

Help With Your Student Loan Debt

Get On Your Way Now To Student Loan Financial Freedom

Available Programs

Several government programs are available under the Obama Era Programs where your benefits are based on hardships with income and family size.

Financial Education

We are here to educate you about your options to get you the lowest possible out of pocket, and, in some cases, compile the documentation and submit it on your behalf.

Should I Try for a BDAR Discharge?


If you are in default we can help you find some of the best Federal mandated rehabilitation options.


For your Federal Student Loans, there are plenty of options that are allowed by Federal law. We can help find the best option that you may qualify for and assist in the application process.


We can provide insight into forgiveness programs that may be available for your situation, although such programs take 10, 20, or even 25 years to complete.

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Borrowers Defense Only Works Against Corrupt Schools

In the past, it’s been widely reported that BDAR could be used directly against Student Loan Servicing Companies themselves, like Navient, but apparently this is not accurate, and discharges are now only being approved for illegal behavior committed by the schools themselves.

On the bright side, many of the massive for-profit schools have found themselves wide open to Borrower’s Defense Discharges thanks to all the huge lawsuits that have been filed against them recently, which have helped to establish a legal precedent for their illegal behavior. Because these schools have been accused of misleading, fraudulent behavior in court, and in some cases, even admitted to performing that illegal behavior, it makes it much easier to put together a compelling BDAR case against the schools, resulting in a discharge from DOE.

If you attended one of the schools that have recently been sued, or which are currently being sued, then you’ll certainly want to check out how those lawsuits could be impacting BDAR eligibility. Call the Student Loan Relief Helpline at 866-281-0670.

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